Tuesday, 19 July 2016

Wonkbook: Obamacare's surcharge for smokers may have backfired

By Carolyn Y. Johnson A provision of the Affordable Care Act that allows insurers to charge smokers higher premiums may have discouraged smokers from signing up for insurance, undercutting a major goal of the law, according to a study published this month. The surcharges, of up to 50 percent over nonsmokers' premiums, also showed no sign …
 
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(Photo by Michael Temchine/For The Washington Post)

(Michael Temchine for The Washington Post)

By Carolyn Y. Johnson

A provision of the Affordable Care Act that allows insurers to charge smokers higher premiums may have discouraged smokers from signing up for insurance, undercutting a major goal of the law, according to a study published this month.

The surcharges, of up to 50 percent over nonsmokers' premiums, also showed no sign of encouraging people to quit.

The Affordable Care Act eliminated insurers' ability to charge higher premiums based on whether a person was sick. But it does allow them to vary premiums with age, geography, family size and smoking status.

"Some people wanted smokers to bear responsibility for the added cost of smoking, and the other thought was that some people would quit," said Abigail S. Friedman, a health economist at the Yale School of Public Health, who led the study published in Health Affairs this month. Her analysis of data from the Centers for Disease Control and Prevention from 2011 to 2014 suggests that neither of the expected outcomes happened.

Read the rest on Wonkblog.


 

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The theme of the GOP national convention Monday night was "Make America Safe Again." Christopher Ingraham has more.

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